Building a Barndominium in Kentucky

Written By: Larry Haggerty

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Building a barndominium in Kentucky is becoming an increasingly popular choice for those looking for alternative housing options. With its unique combination of a traditional barn-style exterior and modern interior design, a barndominium offers homeowners the opportunity to create their dream home at an affordable price.

Kentucky’s lower cost of living and construction makes it an ideal location for building a barndominium. Compared to traditional homes, the cost per square foot for building a barndominium is significantly lower. This means homeowners can afford to include more special features and design their home to their exact specifications without breaking the bank.

Barndominiums are also a great option for those looking to live sustainably. With their energy-efficient design and use of repurposed materials, they offer a more eco-friendly alternative to traditional homes. Additionally, barndominiums can be customized to include features such as solar panels and rainwater collection systems, further reducing their environmental impact.

Building a Barndominium in Kentucky: Pros and Cons

If you’re considering building a barndominium in Kentucky, it’s important to weigh the pros and cons before making a decision. Here are some advantages and disadvantages to keep in mind:

Advantages

Cost-effective

One of the biggest advantages of building a barndominium in Kentucky is its cost-effectiveness. Compared to traditional homes, barndominiums are much cheaper to build. The average cost of building a barndominium in Kentucky is around $200 per square foot, while traditional homes can cost up to $240 per square foot. This cost difference can allow you to afford many more special features and design your home to your exact specifications.

Quick construction

Another advantage of building a barndominium in Kentucky is that it can be built much quicker than a traditional home. While a wood-framed house can take over a year to build, a barndominium can usually be built in about six months. This cuts down on the amount of money you need to spend on labor as well as materials.

Energy efficient

Barndominiums are also known for being energy efficient. The metal construction of the building provides excellent insulation, which can help to keep energy costs low. Additionally, many barndominiums are designed with large windows that allow for natural light, which can also help to reduce energy costs.

Disadvantages

Regulations

One potential disadvantage of building a barndominium in Kentucky is the regulations surrounding their construction. Depending on where you live in Kentucky, there may be zoning laws or building codes that you need to comply with in order to build a barndominium. It’s important to do your research and ensure that you’re following all necessary regulations before beginning construction.

Maintenance

Another potential disadvantage of building a barndominium is the maintenance required. While metal construction is durable and long-lasting, it still requires regular maintenance to prevent rust and other issues. Additionally, barndominiums may require more frequent cleaning than traditional homes due to their open floor plans and exposed metal beams.

Financing and insurance

Finally, financing and insurance can be a challenge when building a barndominium in Kentucky. While there are companies that specialize in barndominium financing, it can still be difficult to secure a loan for this type of construction. Additionally, finding insurance for a barndominium can also be a challenge, as many insurance companies are unfamiliar with this type of building.

Overall, building a barndominium in Kentucky can be a cost-effective and energy-efficient option for those looking to build their dream home. However, it’s important to carefully consider the potential disadvantages before beginning construction.

Floor Plans and Design

When it comes to building a barndominium in Kentucky, one of the most important aspects is the floor plan and design. It’s essential to choose a floor plan that suits your lifestyle and meets your needs. Here are some things to consider when selecting a floor plan:

Open Floor Plan

An open floor plan is a popular choice for barndominiums. It provides a spacious and airy feel to the living area, making it perfect for entertaining guests. It also allows for more natural light to enter the space, making it feel brighter and more inviting.

Customization

One of the benefits of building a barndominium is the ability to customize the floor plan to your specific needs. You can work with a builder to create a floor plan that meets your requirements, whether it’s adding an extra bedroom or creating a larger living area.

Cost

The cost of the floor plan will depend on the size and complexity of the design. It’s essential to work with a builder who can provide a detailed estimate of the cost of the floor plan and design before construction begins.

Popular Floor Plans

Some of the most popular floor plans for barndominiums include:

  • The L-Shaped Floor Plan: This design features a living area on one side and a bedroom area on the other, with a kitchen and dining area in the middle.
  • The Two-Story Floor Plan: This design features a living area on the first floor and bedrooms on the second floor, providing more privacy and separation between living spaces.
  • The U-Shaped Floor Plan: This design features a central courtyard that provides natural light and ventilation to the living spaces.

In conclusion, selecting the right floor plan and design is crucial when building a barndominium in Kentucky. It’s important to consider your lifestyle, customization options, and cost when selecting a floor plan. Popular floor plans include the L-shaped, two-story, and U-shaped designs.

Cost of Building a Barndominium in Kentucky

One of the biggest advantages of building a barndominium in Kentucky is the cost. The average cost of constructing a barndominium in Kentucky ranges from $80-$135 per square foot. This price only covers the initial construction of the barndominium and does not include the cost of land, furnishings, appliances, or any other special features you may want to add to your dream home.

Compared to the cost of building a traditional home in Kentucky, which can average around $240 per square foot, building a barndominium is a much more affordable option. With the cost savings, you can afford to add more special features and design your home to your exact specifications.

If you are considering building a barndominium in Kentucky, you may be wondering how to finance the construction. One option is to apply for a construction loan. A construction loan is a short-term loan that provides the funds needed to cover the cost of building your barndominium. Once construction is complete, the loan is converted into a traditional mortgage.

Another financing option is to apply for a loan through Farm Credit. Farm Credit is a nationwide network of lenders that specializes in providing financing for agricultural and rural properties, including barndominiums. They offer a variety of loan programs, including construction loans, to help you finance your dream home.

In conclusion, building a barndominium in Kentucky is an affordable option compared to building a traditional home. With the cost savings, you can add more special features and design your home to your exact specifications. There are also financing options available, such as construction loans and loans through Farm Credit, to help you finance the construction of your dream home.

Building a Barndominium: Kit or Hire a Builder?

When it comes to building a barndominium in Kentucky, one of the first decisions you’ll have to make is whether to build it yourself using a kit or to hire a professional builder. Both options have their pros and cons, and the choice ultimately depends on your skill level, budget, and time constraints.

Building a Barndominium Kit

Building a barndominium using a kit is a popular option for those who want to save money and have some DIY skills. Barndominium kits come with all the materials you need to construct the building, including the frame, roof, walls, and doors. Some kits even come with pre-cut pieces, making the assembly process even easier.

One of the biggest advantages of using a kit is that it can be more cost-effective than hiring a builder. Kits typically cost less than hiring a professional, and you can save money on labor costs by doing the work yourself. Additionally, using a kit can be a fun and rewarding experience, especially if you enjoy DIY projects.

However, building a barndominium using a kit is not without its challenges. While the kit comes with all the necessary materials, you’ll still need to have some construction knowledge and tools to complete the project. Additionally, building a barndominium using a kit can be time-consuming, and you’ll need to be prepared to invest a significant amount of time and effort into the project.

Hiring a Barndominium Builder

If you don’t have the time or skills to build a barndominium yourself, hiring a professional builder is the way to go. Barndominium builders in Kentucky have the experience and expertise to construct a high-quality building that meets your specifications. They can also take care of all the necessary permits and inspections, saving you time and hassle.

The main advantage of hiring a builder is that you can be confident that the job will be done right. Builders have the knowledge and skills to construct a barndominium that is structurally sound and meets all building codes. Additionally, hiring a builder can save you time and stress, as they will handle all aspects of the project from start to finish.

However, hiring a builder can be more expensive than building a barndominium using a kit. You’ll need to pay for labor costs, which can add up quickly. Additionally, you’ll need to do your research to find a reputable builder who has experience building barndominiums.

In conclusion, whether to build a barndominium using a kit or hire a builder is a personal decision that depends on your skill level, budget, and time constraints. If you have the necessary DIY skills and enjoy construction projects, building a barndominium using a kit can be a fun and cost-effective option. However, if you want a high-quality building that meets all building codes and don’t have the time or skills to build it yourself, hiring a professional builder is the way to go.

Financing Your Barndominium

Building a barndominium in Kentucky can be an affordable option compared to traditional homes. However, financing your barndominium can still be a significant expense. In this section, we will discuss some financing options available for building your dream barndominium.

Barndominium Financing in Kentucky

Kentucky has several options for financing your barndominium, including traditional banks and credit unions. Some of the financing options available in Kentucky include:

  • Farm Credit: Farm Credit offers financing for barndominiums, which can be a great option for those looking to build a barndominium on a farm or rural property. Farm Credit offers competitive interest rates and flexible repayment terms.
  • Construction Loans: Construction loans are a common financing option for building a barndominium. These loans typically have a shorter term and higher interest rates than traditional mortgages. However, they allow you to borrow money to pay for the construction of your barndominium and then convert to a traditional mortgage once the construction is complete.

Barndominium Financing

In addition to Kentucky-specific financing options, there are also national financing options available for barndominiums. Some of the financing options available include:

  • FHA Loans: FHA loans are a popular financing option for those looking to build a barndominium. These loans are backed by the Federal Housing Administration and offer lower down payments and more flexible credit requirements than traditional mortgages.
  • VA Loans: VA loans are another financing option available for those looking to build a barndominium. These loans are backed by the Department of Veterans Affairs and offer competitive interest rates and flexible repayment terms.

Conclusion

Financing your barndominium can be a significant expense, but there are several financing options available in Kentucky and nationwide. Whether you choose a construction loan, Farm Credit, or a national financing option like FHA or VA loans, be sure to do your research and choose the option that best fits your needs and budget.

Multi-Purpose Barndominiums

One of the main benefits of building a barndominium in Kentucky is the flexibility it offers. Barndominiums are highly customizable and can be designed to serve multiple purposes. Here are some of the most common uses for multi-purpose barndominiums:

Workshop

Barndominiums make excellent workshops. The large open space provides plenty of room for tools, equipment, and machinery. You can design the space to suit your specific needs, whether you’re a woodworker, metalworker, or mechanic. Plus, the living quarters attached to the workshop mean you can work on your projects without having to leave the property.

Storage

If you need extra storage space, a barndominium can help. The open floor plan allows for easy storage of large items like boats, RVs, and farm equipment. You can also add shelves, cabinets, and other storage solutions to keep your belongings organized and easily accessible.

Business

Barndominiums can be used as commercial spaces, too. If you run a small business, a barndominium can provide a cost-effective solution for your office, retail space, or workshop. You can even design the living quarters to serve as a showroom or display area.

Office

If you work from home, a barndominium can provide the perfect office space. The separate living quarters mean you can keep your work and personal life separate, and the large open space allows for plenty of room for your desk, equipment, and supplies.

In conclusion, multi-purpose barndominiums offer a lot of flexibility and can be designed to suit a variety of needs. Whether you need a workshop, storage space, commercial space, or home office, a barndominium can provide a cost-effective and customizable solution.

Barndominiums for Sale in Kentucky

If you’re looking to buy a barndominium in Kentucky, you’re in luck. There are several options available for those interested in this unique type of home. Barndominiums are becoming increasingly popular due to their affordability, durability, and versatility. They can be used as a primary residence, vacation home, or even a rental property.

One resource for finding barndominiums for sale in Kentucky is LandSearch. They offer a variety of listings for properties with pole barn houses, modern barndos, luxury barndominium houses, and other barn homes with acreage. As of May 2023, there are 17 properties listed for sale in Kentucky with an average listing price of $559,043 and price per acre of $19,029.

Another option for those interested in building a barndominium in Kentucky is to work with a company like Kentucky Barndominium Pros. They offer barndominium kits that are safe, reliable, quick, and extremely affordable building solutions. These kits can provide a lovely home at a fraction of the time and cost of conventional construction methods.

In addition to these resources, there are also listings available on websites like Trovit and Barndominium Life. These websites offer a variety of properties for sale, as well as helpful information and resources for those interested in building or buying a barndominium in Kentucky.

When searching for a barndominium in Kentucky, it’s important to consider factors like location, acreage, and overall condition of the property. Working with a reputable real estate agent or barndominium builder can also be helpful in finding the right property for your needs and budget.

Overall, there are several options available for those interested in buying or building a barndominium in Kentucky. With a little research and patience, you can find the perfect property to call your own.

Energy Efficiency and Maintenance

When building a barndominium in Kentucky, it is important to consider energy efficiency and maintenance. By ensuring that your barndominium is energy-efficient, you can save money on energy bills and reduce your carbon footprint. Proper maintenance is also essential to keep your barndominium in good condition and prevent expensive repairs.

Energy Efficiency

To make your barndominium energy-efficient, you can consider the following:

  • Insulation: Proper insulation can help keep your barndominium warm in the winter and cool in the summer, reducing the need for heating and cooling systems.
  • Windows: Energy-efficient windows can help reduce heat loss and gain, keeping your barndominium comfortable and reducing energy bills.
  • Lighting: Consider using LED or CFL bulbs, which use less energy than traditional incandescent bulbs.
  • Appliances: Choose energy-efficient appliances, such as refrigerators, washing machines, and dishwashers, which can help reduce energy bills.

Maintenance

Proper maintenance can help keep your barndominium in good condition and prevent expensive repairs. Here are some maintenance tips:

  • Regular inspections: Inspect your barndominium regularly for any signs of damage or wear and tear. This can help you catch any problems early and prevent them from becoming more serious.
  • Clean gutters and downspouts: Clean your gutters and downspouts regularly to prevent water damage to your barndominium.
  • Check the roof: Inspect your roof regularly for any signs of damage or leaks. Repair any damage as soon as possible to prevent further damage.
  • HVAC maintenance: Have your heating and cooling systems inspected and maintained regularly to ensure they are working efficiently and to prevent breakdowns.

By following these energy efficiency and maintenance tips, you can ensure that your barndominium in Kentucky is comfortable, energy-efficient, and in good condition for years to come.

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